PSCU Investment Accounts help to build your wealth with ease. Our investment accounts are a great way to meet short-term financial goals, with attractive interest rates, and guaranteed returns. Apply today and let your investments grow!
PSCU Investments
Sapphire Account
Looking for a reliable and flexible savings account? Look no further than our Sapphire Account! With daily compound interest rates and quarterly account applications, you can watch your savings grow faster than ever before. Plus, with the ability to access your funds in case of emergencies, you can rest assured that your money is always there when you need it. Maintain a minimum deposit of just $500 and start saving smarter today with our Sapphire Account.
Benefits of a Sapphire Account
- Flexible savings account with competitive interest rate
- Can be used as collateral for loans
- Easy access to cash withdrawals
Requirements for opening a Sapphire Account
- Once you join the Credit Union you automatically have access to the Sapphire Account.
- Minimum deposit of $500 to open the account
- Future deposits could be made periodically
- Withdrawals up to $3000.00 can be done daily
- Interest is calculated/compounded daily and credited quarterly to the account
- It can be used as additional collateral for the loan
Sapphire Account Rates
| Value (TT) | Interest Rates |
|---|---|
| $500.00 and up | 1.00% |
Fixed Deposit / Emerald Account
Our Fixed deposit / Emerald account! has a fixed rate of interest for a one or two year term, this investment savings account is the perfect way to grow your wealth and secure your financial future. Whether you’re saving for a down payment on a new home, planning for retirement, or simply looking to build your nest egg, our Emerald Account makes it easy and convenient to invest your money wisely. So why wait? Open an Emerald Account today and start investing in your future!
Benefits of a Emerald Account
- This account could be used as additional collateral for loans
- Interest generated could be paid monthly, quarterly or annually
- Competitive interest rates
Requirements for opening an Emerald Account
- Membership
- Deposit funds into Credit Union and indicate in writing your intent to invest in the fixed deposit, method of payment of interest and period of investment.
Emerald Account Rates
| Value (TT) | Year One | Year Two |
|---|---|---|
| $1,000.00 - $49,999.99 | 1.55% | 1.65% |
| $50,000.00 - $99,999.99 | 1.75% | 1.90% |
| $100,000.00 - $499,999.99 | 2.00% | 2.25% |
| $500,000.00 - $999,999.99 | 2.50% | 2.65% |
| $1,000,000.00 AND UP | 2.75% | 3.00% |
Frequently asked questions
- Membership
- A minimum deposit of $500.00 TTD
- Membership
- A minimum deposit of $1,000 TTD/$25,000 TTD
The daily withdrawal limit is $3,000; however, the member must maintain a minimum balance of $500 on the Sapphire Account.
Fixed Deposits can be renewed annually based on their maturity date and Emerald Account can be renewed either 1 year or 2 years based on their maturity date. These fixed deposits are automatically rolled over.
Become a member today!
PSCU’s membership offers the most affordable options to help you save, borrow, and manage your finances.
The Emerald Account is a fixed deposit account, and as such no withdrawals are available. However, if a member has to get access to their funds before the maturity date, a break-rate fee will be applied.