At PSCU Credit Union, we understand that your health and well-being are top priorities. That’s why we’ve partnered with Guardian General to offer you the Comprehensive Major Medical Plan. With this plan, you can rest assured that you and your family will be protected and covered for all major medical expenses, including dental, vision, accidental death and dismemberment, and preventative care benefits. Our plan is comprehensive and designed to meet your unique medical needs. Don’t wait until it’s too late, sign up for the Comprehensive Major Medical Plan today and experience the peace of mind that comes with knowing you’re protected.
This plan offers you coverage for the following:
Major Medical Expenses
Dental Expenses
Vision Expenses
Preventative Care Benefits
ACTIVE MEMBERS
Ages 18 -64 years
Group Monthly Premium Rates (TT):
- Single: $419.00
- Member(+1): $734.00
- Family: $1,153.00
RETIREES
Ages 66 - 99 years
Group Monthly Premium Rates (TT):
- Single: $666
- Member(+1): $1,163.00
Active Members
Plan Requirements
- Must be 18 to 65 to enroll
- Complete PSCU Health Plan Enrolment Form and Group Health Statement (G.H.S) Form
- Two advance payments of the selected group
- Supporting documents for enrolment of dependents (I.e. electronic birth certificate, electronic marriage certificate, common-law spouse certificate, reports, etc.)
Retirees
Plan Requirements
- Must be on the active plan for no less than one (1) year
Benefits of Medical Plan
- Covers major medical expenses (Surgeries)
- Covers medical expenses (Doctor visits)
- Covers preventative care
- Coverage locally and internationally (Emergencies only)
- Maximum benefit for Retiree of $500,000.00 for your lifetime.
Frequently asked questions
PSCU’s Major Medical Plan provides coverage for Major Medical expenses (e.g. Doctor visits, Hospital Visits, Surgeries etc.), Dental Expenses and Vision Expenses.
No, the monthly premium covers the cost of the Major Medical, Dental & Vision benefits.
Medicals are only required at the behest of the Insurer.
Become a member today!
PSCU’s membership offers the most affordable options to help you save, borrow, and manage your finances.