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Ordinary Deposit Account

With our Ordinary Deposit Account, you can easily manage your finances and earn interest of up to 0.25 quarterly.

Our account is perfect for those who want to save for a rainy day, a special occasion, or for any other purpose. Plus, with easy access to your funds, you can rest assured that your money is always within reach.

Our Ordinary Deposit Account works like a current account, where you can deposit and withdraw your money conveniently to you. This account allows you to save and provides you with easy access to your funds while earning interest of up to 0.25% quarterly

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Benefits of the Ordinary Deposit Account

Introducing our Flexible Deposit Account! Enjoy the convenience of daily withdrawals up to $3000. Earn attractive quarterly interest, which is credited directly to your account every quarter. Perfect for managing your finances with flexibility and growth.

Flexible deposit account which allows withdrawals of up to $3000.00 daily.

Attractive quarterly interest rate.

Interest is credited to account quarterly.

Requirements for opening an Ordinary Deposit Account

Adult – Membership Requirements

  • Completion of membership application form
  • Two (2) forms of valid I.d.
  • Utility bill/bank statement (no older than 3 months)
  • Proof of Employment – Job Letter (no older than 3 months)
  • Proof of Income – Payslip (within 1 month)
  • Self-employed – Business Registration & other Statutory Documents required
  • Unemployed Persons – Evidence to support how the account will be funded
  • One (1) Passport size photo
  • Registration fee of $10.00 (TT)
  • Share Purchase of $100.00 (TT)
  • A salary deduction/standing order is to be completed

For non-residents of Trinidad and Tobago

  • Adult – Membership Requirements
  • A character reference letter from your foreign financial institution (must be an original letter addressed to PSCU Credit Union. Copies will be accepted only if certified).

Youth – Membership Requirements (under 18 years)

  • Completion of a membership application form
  • Electronic Birth certificate
  • One (1) Passport size photo
  • Proof of Income of parent
  • Proof of Address
  • Valid identification of child (if any)
  • Share purchase $25.00 (TT) minimum
  • Parent/legal guardian must be a member
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Youth – Membership Requirements (under 18 years)

  • Completion of a membership application form
  • Electronic Birth certificate
  • One (1) Passport size photo
  • Share purchase $25.00 (TT) minimum
  • Parent/legal guardian must be a member

Frequently asked questions

 Opening an Ordinary account is easy. Simply complete the application form and submit the form along with all the required documents and the membership fee to any of our 4 branches.

Alternatively, interested persons can also submit the application form and the required documents via our online membership application portal. Once received a PSCU staff member will contact the member to come into a branch to verify their documents and pay the membership fee.

There is no limit to the amount of funds you can deposit in the Ordinary Deposit Account.

Yes, there is a daily withdrawal limit of $3,000.00.

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