– Minimum deposit of $500.00 (TT) must be maintained
Sapphire Account
Our Sapphire Account offers compound interest rates daily which are applied to the account quarterly. The Sapphire Account is ideally suitable for you to save consistently, but in cases of emergencies you could have access to funds immediately.
Benefits of Sapphire
Sapphire Account Rates
| Value (TT) | Interest Rates |
| $500.00 and up | 1.00% |
Benefits of Sapphire
- Easy access to cash withdrawals
- Can be used as collateral for loans
Emerald Fixed Deposit Account
Our Emerald fixed deposit account is an investment savings account with a defined rate for a certain period of time. Your emerald investment period spans for one (1) year where the interest earned is fixed.
Requirements to Access Emerald
– Two (2) Valid forms of Identification
– Minimum deposit of $1,000.00 (TT)
Emerald Account Rates
| Value (TT) | Year One | Year Two |
| $1,000.00- $49,999.99 | 1.55% | 1.65% |
| $50,000.00 – $99,999.99 | 1.75% | 1.90% |
| $100,000.00 – $499,999.99 | 2.00% | 2.25% |
| $500,000.00 – $999,999.99 | 2.50% | 2.65% |
| $1,000,000.00 and up | 2.75% | 3.00% |
Benefits of Emerald
- This account could be used as additional collateral for loans
- Interest generated could be paid monthly, quarterly or annually
- Free Statement Letters
- Exemption from Service Charges
- Competitive interest rates
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