Sapphire Semi – Fixed Account


Our Sapphire offers compound interest rates daily which are applied to the account quarterly. The Sapphire is ideally suitable for you to save consistently, but in cases of emergencies you could have access to funds immediately.

Requirements to Access Sapphire
  • Approved Membership
  • Minimum deposit of $500.00 (TT)
Sapphire Account Rates
Vallue (TT) Interest Rates
$500.00 - and up...  1.50%
Benefits of Sapphire
  • Easy access to cash withdrawals up to a maximum of $2,500.00 (TT) daily
  • Could be used as collateral for loans at PSCU Credit Union
  • Flexible savings account.


Emerald Fixed Deposit Account


Our Emerald account is an Investment Savings account with a defined rate for a certain period of time. Your emerald investment period, spans for one (1) year where the rate and interest earned is fixed.

Requirements to Access Emerald
  • Approved membership
  • Two (2) Valid forms of Identification
  • Minimum of $1,000.00 (TT)
Benefits of Emerald
  • This account could be used as additional collateral for loans
  • Interest generated could be paid monthly, quarterly or annually
  • Free Statement Letters
  • Exemption from Service Charges
  • Competitive interest rates
Emerald Account Rates
Vallue (TT) Year One Year Two
$1,000.00- $49,999.99 1.55% 1.65%
$50,000.00 - $99,999.99 1.75% 1.90%
$100,000.00 – $499,999.99 2.00% 2.25%
$500,000.00 - $999,999.99 2.50% 2.65%
$1,000,000.00 - and up... 2.75% 3.00%