HEAD OFFICE: #24 Sackville Street, Port of Spain | TELEPHONE: 1 (868) 623 - 7570 / 8118

Consumer Loans

Home Improvement Loan

Our Home Improvement Loan will assist you in completing simple to complex renovations to your home. Whether it is upgrading your home’s features; creating more living space or even personalizing your home to fit your lifestyle.

Requirements for opening Share Account for Adults

  • Approved Membership
  • Two valid forms of ID
  • Proof of Address (Utility Bill/Bank Statement Not older than 3 months
  • Evidence of Income (Payslip / Job Letter)
  • Supporting document for the purpose of loan (quotations, builder’s estimates)

* All Interest rates calculated on reducing balance. All rates are subject to change without notice.

Educational Loan

Our Education Loan will assist you in achieving your goal of becoming

certified by attaining your Diploma, Degree, Masters or Doctorate.

Medical Loan

Our Medical Loan is to assist for the times when life can be disrupted though sudden illness or accident which may occur; causing you emotional, mental and financial strain. PSCU is here to assist you in these unforeseen times.

Travel Loan

PSCU offers you the opportunity to obtain that long awaited vacation you always wanted, or that dream honeymoon or simply to get away from it all, with our affordable Travel loans.

Seasonal Loan

  • In times of unexpected financial difficulty, our Fast Cash and Seasonal Loans can assist you obtaining quick and easy cash, having been a member for at least on year.
  • Fast Cash
    – Minimum value of $500 to a maximum value of $2,000
    – Loan must be repaid in full within thirty (30) days of disbursement
  • Seasonal/Top-Up
    – No need to pay off the existing balance, simply top up
    – Loans available up to a maximum of $10,000
    – To be repaid within 24 months

Unsecured Loans

Loan Requirements:

  • Membership in PSCU
  • Permanently employed for at least 1 year
  • Job letter (no older than one month)
  • Pay slip (no older than one month)
  • 2 valid forms of Identification
  • Proof of address (preferably in applicant’s name)
  • Self-employed -Business registration and audited financials for at least 2 years and bank statements
  • Has the capacity to repay. No cash payers.

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